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		<lastmod>2022-11-29T11:40:01+00:00</lastmod>
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		<lastmod>2022-11-29T18:37:01+00:00</lastmod>
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		<lastmod>2022-11-30T07:29:45+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2022/12/21/kindling-the-spirit-of-generosity/</loc>
		<lastmod>2022-12-21T05:25:24+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2022/12/22/house-prices-in-central-london-fell-by-a-quarter-over-five-years/</loc>
		<lastmod>2022-12-22T00:55:42+00:00</lastmod>
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		<lastmod>2022-12-22T13:43:39+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2022/12/23/bolt-on-takeovers-are-better-than-betting-the-ranch/</loc>
		<lastmod>2022-12-23T05:39:09+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2022/12/23/investing-in-2023-equities-still-offer-value-in-tough-times/</loc>
		<lastmod>2022-12-23T05:39:09+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2022/12/23/five-financial-new-year-resolutions-for-2023/</loc>
		<lastmod>2022-12-23T05:39:09+00:00</lastmod>
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		<lastmod>2022-12-24T05:34:36+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2022/12/27/money-clinic-podcast-whats-your-financial-new-year-resolution/</loc>
		<lastmod>2022-12-27T06:33:37+00:00</lastmod>
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		<lastmod>2022-12-27T06:33:37+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2022/12/27/best-of-ft-money-2022/</loc>
		<lastmod>2022-12-27T06:33:37+00:00</lastmod>
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		<lastmod>2022-12-27T11:09:10+00:00</lastmod>
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		<lastmod>2022-12-27T22:29:12+00:00</lastmod>
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		<lastmod>2022-12-28T05:36:03+00:00</lastmod>
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		<lastmod>2022-12-29T06:23:53+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2022/12/29/how-an-insurer-in-iowa-became-the-most-coveted-asset-on-wall-street/</loc>
		<lastmod>2022-12-29T06:23:53+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2022/12/30/asset-managers-please-spare-us-your-polyexcuses/</loc>
		<lastmod>2022-12-30T21:14:53+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2022/12/31/pension-funds-must-take-extreme-care-with-liquidity-risks-oecd-warns/</loc>
		<lastmod>2022-12-31T16:45:18+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/03/money-clinic-podcast-where-to-invest-in-2023/</loc>
		<lastmod>2023-01-03T06:22:15+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/03/what-will-2023-bring-for-your-investments/</loc>
		<lastmod>2023-01-03T06:22:15+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/04/bonds-will-rebound-but-investors-need-more-diversification/</loc>
		<lastmod>2023-01-04T06:13:16+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/04/buy-to-let-paragon-soaring-inflation-may-catch-lenders-out/</loc>
		<lastmod>2023-01-04T14:12:22+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/04/uk-mortgage-approvals-fall-to-lowest-level-since-june-2020/</loc>
		<lastmod>2023-01-04T15:39:22+00:00</lastmod>
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		<lastmod>2023-01-05T05:39:45+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/05/how-to-get-the-most-out-of-an-annual-report/</loc>
		<lastmod>2023-01-05T05:39:45+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/06/tsb-slashes-mortgage-rates-by-up-to-1-3/</loc>
		<lastmod>2023-01-06T05:07:12+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/06/wheres-the-elusive-productivity-boost/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/06/hmrc-inheritance-tax-clawbacks-rise-to-326mn/</loc>
		<lastmod>2023-01-06T05:07:13+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/06/savers-look-to-pension-annuities-as-rates-soar/</loc>
		<lastmod>2023-01-06T15:19:08+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/06/directors-deals-petrofac-directors-buy-the-dip/</loc>
		<lastmod>2023-01-06T18:08:02+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/06/investors-chronicle-greggs-next-goodwin/</loc>
		<lastmod>2023-01-06T18:08:02+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/06/why-do-brits-hate-maths-go-figure/</loc>
		<lastmod>2023-01-06T23:04:04+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/07/how-to-manage-your-pension-without-running-out-of-money/</loc>
		<lastmod>2023-01-07T05:04:39+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/08/mortgage-lottery-to-test-finances-of-uks-middle-earners/</loc>
		<lastmod>2023-01-08T13:40:46+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/09/we-must-work-longer-macron-prepares-for-fight-over-french-pensions-reform/</loc>
		<lastmod>2023-01-09T06:38:36+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/10/will-i-have-to-sell-my-home-to-pay-an-iht-bill/</loc>
		<lastmod>2023-01-10T05:18:34+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/10/young-gifted-and-broke-navigating-the-cost-of-living-crisis/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/10/macron-government-unveils-plans-to-raise-french-retirement-age-to-64/</loc>
		<lastmod>2023-01-10T18:38:56+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/11/hmrc-cracks-down-on-unscrupulous-tax-rebate-firms/</loc>
		<lastmod>2023-01-11T01:57:32+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/11/emmanuel-macrons-indispensable-pensions-overhaul/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/11/the-cgt-regime-needs-root-and-branch-reform/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/01/11/deloitte-agrees-deal-to-sell-uk-pensions-unit-to-isio/</loc>
		<lastmod>2023-01-11T14:53:07+00:00</lastmod>
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		<lastmod>2023-01-11T17:11:44+00:00</lastmod>
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		<lastmod>2023-01-11T19:41:59+00:00</lastmod>
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		<lastmod>2023-01-11T19:41:59+00:00</lastmod>
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		<lastmod>2023-01-13T04:36:56+00:00</lastmod>
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		<lastmod>2023-03-27T04:21:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/03/27/rising-interest-rates-bring-german-luxury-property-to-a-standstill/</loc>
		<lastmod>2023-03-27T04:21:39+00:00</lastmod>
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		<lastmod>2023-03-27T16:19:25+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/03/28/can-i-get-my-house-back-from-my-daughter/</loc>
		<lastmod>2023-03-28T05:09:32+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/03/28/the-jilted-ally-behind-macrons-pensions-crisis/</loc>
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		<lastmod>2023-03-28T13:17:14+00:00</lastmod>
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		<lastmod>2023-03-29T05:29:07+00:00</lastmod>
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		<lastmod>2023-03-31T04:08:13+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/18/are-you-worried-about-remortgaging/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/19/britains-capitalism-without-capital-the-pension-funds-that-shun-risk/</loc>
		<lastmod>2023-04-19T05:21:04+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/19/pension-schemes-to-target-bps-lund-over-backtrack-on-climate-pledges/</loc>
		<lastmod>2023-04-19T17:14:04+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/19/uk-pension-funds-urge-hunt-not-to-force-them-to-invest-in-riskier-assets/</loc>
		<lastmod>2023-04-19T19:17:05+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/20/investors-swell-money-market-funds/</loc>
		<lastmod>2023-04-20T04:13:03+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/what-the-uk-should-learn-from-australia-on-pensions/</loc>
		<lastmod>2023-04-21T03:05:44+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/an-open-door-for-open-banking/</loc>
		<lastmod>2023-04-21T04:09:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/is-the-holiday-lets-boom-over/</loc>
		<lastmod>2023-04-21T04:09:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/heineken-price-rises-are-not-encouraging-temperance/</loc>
		<lastmod>2023-04-21T04:09:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/chips-with-everything-but-uk-manufacturers-are-scarce/</loc>
		<lastmod>2023-04-21T04:09:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/charity-warns-of-uk-maths-gender-gap/</loc>
		<lastmod>2023-04-21T04:09:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/why-fast-fashion-is-still-not-available-in-green/</loc>
		<lastmod>2023-04-21T04:09:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/mep-pension-fund-set-to-run-out-of-money-by-2025/</loc>
		<lastmod>2023-04-21T09:11:31+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/why-i-got-it-wrong-about-offices-according-to-readers/</loc>
		<lastmod>2023-04-21T12:48:45+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/woodford-compensation-payout-still-uncertain/</loc>
		<lastmod>2023-04-21T16:56:30+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/the-dash-for-cash-savings-is-a-new-experience-for-many-uk-customers/</loc>
		<lastmod>2023-04-21T19:16:21+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/directors-deals-oxford-nanopore-chair-boosts-holding/</loc>
		<lastmod>2023-04-21T19:16:21+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/21/investors-chronicle-mc-saatchi-thg-888/</loc>
		<lastmod>2023-04-21T19:16:21+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/24/fca-demands-tougher-tests-for-pension-funds-after-gilts-chaos/</loc>
		<lastmod>2023-04-24T15:22:47+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/25/the-crisis-in-european-equities/</loc>
		<lastmod>2023-04-25T04:49:29+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/25/will-i-lose-my-bonus-if-im-made-redundant/</loc>
		<lastmod>2023-04-25T04:49:29+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/04/25/when-to-get-a-financial-adviser-and-how-to-choose-the-right-one/</loc>
		<lastmod>2023-04-25T04:49:29+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/25/inheritance-tax-soars-as-result-of-uks-fiscal-drag/</loc>
		<lastmod>2023-04-25T16:11:05+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/26/passive-etfs-are-cheap-but-stockpickers-cannot-be-ignored/</loc>
		<lastmod>2023-04-26T04:14:40+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/26/reader-event-the-future-of-private-investing-2023/</loc>
		<lastmod>2023-04-26T04:14:40+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/27/andy-bell-proposes-radical-isa-reform/</loc>
		<lastmod>2023-04-27T04:10:10+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/27/the-magic-kingdom-goes-to-war/</loc>
		<lastmod>2023-04-27T05:41:51+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/27/bank-of-england-warns-insurers-over-corporate-pension-deals/</loc>
		<lastmod>2023-04-27T18:43:12+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/28/surge-in-uk-current-account-switching/</loc>
		<lastmod>2023-04-28T04:39:58+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/28/im-22-and-i-earn-more-than-my-parents/</loc>
		<lastmod>2023-04-28T04:39:58+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/28/the-investment-dangers-lurking-beneath/</loc>
		<lastmod>2023-04-28T04:39:58+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/28/rich-peoples-problems-why-has-my-car-insurance-gone-up-so-much/</loc>
		<lastmod>2023-04-28T04:39:59+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/28/the-mortgage-dilemma-to-fix-or-not-to-fix/</loc>
		<lastmod>2023-04-28T04:39:59+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/28/banks-tighten-limits-on-cash-deposits-made-at-post-offices/</loc>
		<lastmod>2023-04-28T16:42:35+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/28/investors-chronicle-whitbread-sanderson-design-group-associated-british-foods/</loc>
		<lastmod>2023-04-28T18:49:03+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/28/directors-deals-rentokil-share-sales-pay-ransom/</loc>
		<lastmod>2023-04-28T18:49:03+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/30/pensions-savers-should-factor-cognition-into-investing-choices/</loc>
		<lastmod>2023-04-30T06:23:31+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/04/30/capita-hack-prompts-watchdog-to-warn-pension-funds-over-data/</loc>
		<lastmod>2023-04-30T14:51:15+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/01/uk-employers-push-to-cut-pension-scheme-payments-after-rates-windfall/</loc>
		<lastmod>2023-05-01T03:31:12+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/02/what-they-dont-teach-you-about-money-2/</loc>
		<lastmod>2023-05-02T04:41:15+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/02/french-unions-keep-up-pressure-on-macron-over-pensions/</loc>
		<lastmod>2023-05-02T14:34:22+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/04/can-we-reclaim-stamp-duty-on-our-new-home/</loc>
		<lastmod>2023-05-04T10:39:04+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/04/virgin-money-profits-dive-after-jump-in-bad-loan-provisions/</loc>
		<lastmod>2023-05-04T12:04:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/tsb-hits-out-as-social-media-fraud-redress-plan-is-dropped/</loc>
		<lastmod>2023-05-04T23:56:59+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/capita-warns-some-pensions-data-likely-to-have-been-taken-in-cyber-attack/</loc>
		<lastmod>2023-05-05T02:14:10+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/uk-mortgage-approvals-beat-forecasts-to-hit-five-month-high/</loc>
		<lastmod>2023-05-05T02:14:11+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/the-granny-tax-coming-to-a-family-near-you/</loc>
		<lastmod>2023-05-05T04:28:17+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/short-term-lets-spoil-the-view-in-tourist-hotspots/</loc>
		<lastmod>2023-05-05T04:28:17+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/woodford-investors-miss-out-in-regulatory-tangle/</loc>
		<lastmod>2023-05-05T04:28:17+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/healthy-return-proves-worth-of-haleon-spin-out/</loc>
		<lastmod>2023-05-05T04:28:18+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/rate-your-fund-manager-for-free/</loc>
		<lastmod>2023-05-05T04:28:18+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/shake-up-of-uks-strategy-to-tackle-fraud-epidemic/</loc>
		<lastmod>2023-05-05T11:21:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/05/im-no-wide-boy-trader-but-im-minded-to-flip-my-bank-etf/</loc>
		<lastmod>2023-05-05T12:30:48+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/08/australian-pension-fund-buys-660mn-stake-in-european-mobile-towers/</loc>
		<lastmod>2023-05-08T06:35:29+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/08/credit-cards-issuers-could-use-their-own-flexible-friends/</loc>
		<lastmod>2023-05-08T14:16:43+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/09/hacking-your-bills/</loc>
		<lastmod>2023-05-09T04:12:12+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/09/investors-chronicle-mears-card-factory-lords-trading-group/</loc>
		<lastmod>2023-05-09T17:31:53+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/09/directors-deals-gas-firms-co-founder-is-more-liquid/</loc>
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		<lastmod>2023-05-10T13:11:33+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/10/singapore-banks-post-record-profit-but-mega-rich-reluctant-to-invest/</loc>
		<lastmod>2023-05-10T13:11:33+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/11/return-of-the-100-mortgage-brings-a-mixed-response/</loc>
		<lastmod>2023-05-11T05:08:11+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/11/how-can-i-prove-my-husband-is-downplaying-his-investments/</loc>
		<lastmod>2023-05-11T05:08:11+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/11/mps-extend-campaign-over-low-savings-rates/</loc>
		<lastmod>2023-05-11T11:37:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/11/its-time-social-media-platforms-unfriended-fraudsters/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/12/asos-fast-fashion-groups-fall-out-of-fashion-fast/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/12/the-search-for-a-better-investment-recipe/</loc>
		<lastmod>2023-05-12T05:06:18+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/12/la-miami-and-dallas-stake-their-claim-in-the-us-art-market/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/12/can-netflix-really-teach-us-how-to-get-rich/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/12/uss-warns-470000-members-details-may-have-been-accessed-in-capita-cyber-attack/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/12/directors-deals-astrazeneca-chair-bets-on-upward-momentum/</loc>
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		<lastmod>2023-05-14T05:37:22+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/15/biotech-is-the-ultimate-impact-investment-family-offices-cant-get-enough-of-it/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/18/need-to-know-how-will-uk-crypto-regulation-affect-me/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/18/irelands-one-stop-shops-show-path-to-greener-uk-homes/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/18/what-man-utds-new-owner-really-wants/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/18/us-housing-homeowners-are-the-successful-hedge-funds-of-the-pandemic-era/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/24/investing-in-ai-hype-and-hope/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/24/beware-elon-musks-warped-libertarianism/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/25/how-much-cash-should-you-have-in-your-rainy-day-fund/</loc>
		<lastmod>2023-05-25T04:25:46+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/25/rich-peoples-problems-should-i-cut-back-on-my-holiday-spending/</loc>
		<lastmod>2023-05-25T04:25:46+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/25/changing-pensions-regulations-will-not-boost-uk-business-investment/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/25/uk-lenders-increase-mortgage-rates-after-gilt-yields-rise-on-inflation-data/</loc>
		<lastmod>2023-05-25T17:33:10+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/25/ministers-look-at-reshaping-pensions-lifeboat-fund-to-give-boost-to-business/</loc>
		<lastmod>2023-05-25T20:27:01+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/26/car-buyers-how-to-steer-through-the-labyrinth-of-choice/</loc>
		<lastmod>2023-05-26T05:20:08+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/26/private-equity-investment-trust-discounts-widen/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/26/energy-stocks-first-select-your-shade-of-green/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/26/directors-deals-s4-capital-boss-cuts-stake/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/26/investors-chronicle-big-yellow-victorian-plumbing-severn-trent/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/27/weddings-and-divorce-the-scourge-of-investment-returns/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/28/verso-wealth-hires-new-chief-ahead-of-acquisition-spree/</loc>
		<lastmod>2023-05-28T04:14:41+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/29/tony-blair-institute-proposes-radical-uk-pension-superfunds/</loc>
		<lastmod>2023-05-28T23:42:48+00:00</lastmod>
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		<lastmod>2023-05-29T17:28:02+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/30/investment-masterclass-should-women-plan-differently-for-their-retirement/</loc>
		<lastmod>2023-05-30T05:08:09+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/30/dutch-mps-approve-pensions-overhaul/</loc>
		<lastmod>2023-05-30T21:06:18+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/31/should-i-use-mediation-for-my-divorce/</loc>
		<lastmod>2023-05-31T05:07:54+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/05/31/about-that-dutch-pension-plan-overhaul/</loc>
		<lastmod>2023-05-31T15:10:37+00:00</lastmod>
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		<lastmod>2023-06-01T04:05:56+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/01/canadian-pension-fund-cdpq-puts-brakes-on-china-investment/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/01/my-first-million-joanna-jensen-founder-of-childs-farm/</loc>
		<lastmod>2023-06-01T04:05:56+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/01/the-housing-supply-problem-part-two/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/01/andrew-scott-we-have-to-invest-much-more-in-our-future-selves/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/02/investors-chronicle-hollywood-bowl-pennon-greencore/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/15/two-of-uks-biggest-lenders-to-raise-mortgage-rates/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/16/competition-regulation-moats-create-safety-not-excellence/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/16/i-dont-own-green-funds-because-i-want-to-live/</loc>
		<lastmod>2023-06-16T05:11:52+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/16/industry-changes-put-smaller-investment-trusts-at-risk/</loc>
		<lastmod>2023-06-16T05:11:52+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/16/uk-hotel-owners-battle-on-multiple-fronts/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/16/how-long-can-the-uk-rental-crisis-last/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/16/number-of-uk-graduates-repaying-loans-rises-to-2-5mn/</loc>
		<lastmod>2023-06-16T12:11:48+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/16/carbon-trading-a-slow-burn-for-investors/</loc>
		<lastmod>2023-06-16T13:17:34+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/17/uk-households-remortgaging-in-2024-face-2900-rise-in-annual-payments/</loc>
		<lastmod>2023-06-16T23:16:11+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/17/a-warning-for-the-smug-mortgage-bores/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/18/hunt-rules-out-direct-support-for-households-as-mortgage-rates-soar/</loc>
		<lastmod>2023-06-18T13:13:46+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/18/billionaires-find-big-wins-in-big-government/</loc>
		<lastmod>2023-06-18T16:25:52+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/19/uk-house-asking-prices-weaken-as-mortgage-increases-dent-confidence/</loc>
		<lastmod>2023-06-19T00:18:26+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/19/two-year-uk-mortgage-rate-rises-above-6/</loc>
		<lastmod>2023-06-19T09:07:04+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/19/visa-mastercard-us-market-slow-to-diversify-credit-card-processing/</loc>
		<lastmod>2023-06-19T12:19:17+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/19/why-organisations-should-sweat-the-small-stuff/</loc>
		<lastmod>2023-06-19T16:28:31+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/19/the-great-british-mortgage-squeeze/</loc>
		<lastmod>2023-06-19T17:40:22+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/20/first-time-buyers-struggle-as-mortgage-products-cut-by-40/</loc>
		<lastmod>2023-06-20T04:05:16+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/20/can-i-give-my-girlfriend-income-from-my-rental-property/</loc>
		<lastmod>2023-06-20T05:33:20+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/20/active-management-is-no-sham/</loc>
		<lastmod>2023-06-20T05:33:20+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/06/20/when-trading-crypto-becomes-an-addiction/</loc>
		<lastmod>2023-06-20T05:33:20+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/20/how-the-bond-market-is-driving-up-uk-mortgage-rates/</loc>
		<lastmod>2023-06-20T13:47:12+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/06/20/britain-land-of-the-eternal-mortgage/</loc>
		<lastmod>2023-06-20T15:10:39+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/06/20/jeremy-hunt-calls-in-banks-for-talks-over-spiralling-uk-mortgage-costs/</loc>
		<lastmod>2023-06-20T15:10:39+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/06/21/wealth-managers-refocus-to-respond-to-women/</loc>
		<lastmod>2023-06-21T04:28:23+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/21/pension-tax-upheaval-boosts-wealth-managers/</loc>
		<lastmod>2023-06-21T04:28:23+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/21/property-owning-south-asian-families-face-iht-challenges/</loc>
		<lastmod>2023-06-21T04:28:23+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/21/mass-uk-house-repossessions-unlikely-despite-soaring-mortgage-rates/</loc>
		<lastmod>2023-06-21T04:28:23+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/21/uk-rents-increase-at-fastest-pace-for-7-years/</loc>
		<lastmod>2023-06-21T14:28:13+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/21/uk-inheritance-tax-set-for-record-receipts/</loc>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/06/21/qa-what-should-i-do-about-my-mortgage/</loc>
		<lastmod>2023-06-21T16:09:21+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/21/so-long-and-thanks-for-all-the-fixed-rate-mortgages/</loc>
		<lastmod>2023-06-21T16:09:21+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/21/uk-global-outlier-as-inflation-refuses-to-fall/</loc>
		<lastmod>2023-06-21T18:38:48+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/22/uk-needs-pension-superfunds-to-drive-business-investment-says-think-tank/</loc>
		<lastmod>2023-06-22T00:10:58+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/22/esg-investors-play-the-long-game/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/22/bank-of-england-faces-calls-for-tougher-action-in-rate-decisions/</loc>
		<lastmod>2023-06-22T08:16:04+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/22/bank-of-england-raises-interest-rate-by-0-5-percentage-points/</loc>
		<lastmod>2023-06-22T12:24:49+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/22/almost-770000-calpers-members-hit-by-cyber-attack/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/22/uk-mortgage-borrowers-face-greater-pain-as-boe-raises-rates/</loc>
		<lastmod>2023-06-22T18:06:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/mps-call-for-better-pension-scheme-safeguards-after-uks-ldi-crisis/</loc>
		<lastmod>2023-06-22T23:08:19+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/banks-must-play-fair-as-mortgage-rates-rise/</loc>
		<lastmod>2023-06-23T04:14:42+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/nsi-premium-bonds-rates-increase/</loc>
		<lastmod>2023-06-23T04:14:43+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/best-summer-books-of-2023-money/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/how-to-boost-your-portfolio-income/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/time-to-look-for-a-wealth-manager/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/is-a-healthy-retirement-only-for-the-rich/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/halfords-fickle-trends-can-lead-down-a-bumpy-road/</loc>
		<lastmod>2023-06-23T04:14:43+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/hunt-meets-banks-in-effort-to-tackle-uk-mortgage-crisis/</loc>
		<lastmod>2023-06-23T08:23:53+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/what-to-say-about-house-prices-at-a-dinner-party/</loc>
		<lastmod>2023-06-23T10:21:25+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/investors-chronicle-halma-berkeley-group-ig-design/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/hunt-aims-to-channel-more-pension-investments-into-uk-companies/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/23/scrapping-non-dom-tax-perk-would-net-3-6bn-a-year-for-uk-says-study/</loc>
		<lastmod>2023-06-23T21:32:02+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/24/making-downsizing-easier-could-help-britains-housing-crisis/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/25/the-housing-supply-problem/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/27/why-higher-rates-risk-reigniting-intergenerational-conflict/</loc>
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		<lastmod>2023-06-27T23:29:51+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/06/30/time-to-make-waves-in-my-portfolio/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/04/people-are-nervous-taiwans-wealthy-shelter-money-overseas-in-fear-of-china-conflict/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/05/where-can-i-set-up-a-trust-bank-account-for-my-children/</loc>
		<lastmod>2023-07-05T04:08:42+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/05/thames-water-investor-uss-to-be-quizzed-by-watchdog-over-stake/</loc>
		<lastmod>2023-07-05T05:06:40+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/05/remote-agms-the-death-of-shareholder-interactions/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/05/putting-the-market-cap-into-state-capitalism/</loc>
		<lastmod>2023-07-05T07:20:31+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/05/lg-annuities-bulks-end-their-sulks-foreseeing-1-2tn-opportunity/</loc>
		<lastmod>2023-07-05T16:04:06+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/06/how-to-get-a-better-deal-on-savings-rates/</loc>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/06/fca-tells-uk-banks-to-make-faster-progress-improving-rates-for-savers/</loc>
		<lastmod>2023-07-06T18:14:37+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/06/capitas-own-pension-scheme-suffered-data-breach-in-march-hack/</loc>
		<lastmod>2023-07-06T20:09:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/bond-bull-markets-lessons-from-the-past/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/tax-tactics-for-the-bank-of-gran-and-grandad/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/andrew-bailey-vs-the-renters/</loc>
		<lastmod>2023-07-07T05:15:00+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/rescue-your-retirement-and-your-pension-plan/</loc>
		<lastmod>2023-07-07T05:15:00+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/this-could-be-the-best-800-investment-youll-ever-make/</loc>
		<lastmod>2023-07-07T05:15:00+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/uk-house-prices-fall-2-6-in-biggest-annual-drop-since-2011/</loc>
		<lastmod>2023-07-07T08:22:54+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/osb-warns-of-hit-to-profit-as-mortgage-customers-race-for-fixed-rate-deals/</loc>
		<lastmod>2023-07-07T10:11:06+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/bp-in-talks-over-insurance-deal-for-30bn-pension-scheme/</loc>
		<lastmod>2023-07-07T12:07:14+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/non-doms-caught-up-in-uk-fiscal-drag/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/osb-rational-customer-behaviour-pummels-banks-market-value/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/investors-chronicle-kitwave-currys-ao-world/</loc>
		<lastmod>2023-07-07T17:15:47+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/uk-banks-say-data-rules-stop-them-telling-savers-about-better-deals/</loc>
		<lastmod>2023-07-07T19:18:51+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/07/hunt-looks-to-city-of-london-to-bolster-uk-growth/</loc>
		<lastmod>2023-07-07T22:16:07+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/09/the-pension-deal-bonanza-remaking-the-uks-retirement-sector/</loc>
		<lastmod>2023-07-09T05:04:25+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/09/new-york-city-pension-boss-shuns-stocks-as-interest-rates-rise/</loc>
		<lastmod>2023-07-09T05:04:26+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/10/deutsche-wins-credit-card-deal-for-lufthansa-frequent-flyer-scheme/</loc>
		<lastmod>2023-07-10T05:49:40+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/10/goldmans-e32bn-uk-mortgage-cost-forecasts-in-full/</loc>
		<lastmod>2023-07-10T12:19:32+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/10/homeowners-rush-to-sign-new-mortgage-deals-on-uk-rate-rise-fears/</loc>
		<lastmod>2023-07-10T12:19:32+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/10/hunts-mansion-house-reforms-to-channel-pension-savings-into-unlisted-firms/</loc>
		<lastmod>2023-07-10T18:48:35+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/10/jeremy-hunts-plan-is-pragmatic-but-not-bold/</loc>
		<lastmod>2023-07-10T21:23:11+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/11/investment-masterclass-four-ways-to-beat-the-market/</loc>
		<lastmod>2023-07-11T05:10:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/11/uk-mortgage-costs-pass-mini-budget-highs/</loc>
		<lastmod>2023-07-11T10:18:44+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/11/uk-plans-to-improve-employers-access-to-pension-surpluses/</loc>
		<lastmod>2023-07-11T14:43:14+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/12/infrastructure-investment-trusts-a-long-term-bet/</loc>
		<lastmod>2023-07-12T05:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/12/can-i-use-a-post-nup-to-ringfence-my-inheritance/</loc>
		<lastmod>2023-07-12T05:33:38+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/12/wine-investors-wary-of-full-bodied-prices-for-star-2022-vintage/</loc>
		<lastmod>2023-07-12T05:33:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/12/the-future-of-uk-pensions-delayed-and-confused/</loc>
		<lastmod>2023-07-12T05:33:38+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/12/funding-public-sector-pay-rises-means-trade-offs-tories-cannot-stomach/</loc>
		<lastmod>2023-07-12T09:15:58+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/12/us-faces-economic-hit-as-student-loan-debt-payments-resume/</loc>
		<lastmod>2023-07-12T10:18:43+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/12/bailey-calls-on-uk-banks-to-pass-on-higher-interest-rates-to-savers/</loc>
		<lastmod>2023-07-12T17:16:49+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/13/uk-estate-agents-gloomiest-since-2009-as-mortgage-rates-bite/</loc>
		<lastmod>2023-07-13T00:32:32+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/13/why-do-the-wealthy-escalate-disputes-beyond-comprehension/</loc>
		<lastmod>2023-07-13T03:30:49+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/13/uk-employers-insurance-levy-payments-to-fall-as-pension-rescue-scheme-prospers/</loc>
		<lastmod>2023-07-13T14:14:12+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/13/investment-platforms-probed-over-cash-profit-margins/</loc>
		<lastmod>2023-07-13T18:41:45+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/uk-homes-for-rent-slump-to-14-year-low/</loc>
		<lastmod>2023-07-14T04:36:19+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/how-to-spot-investment-opportunities-in-ai/</loc>
		<lastmod>2023-07-14T04:36:19+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/home-ownership-in-britain-has-become-a-hereditary-privilege/</loc>
		<lastmod>2023-07-14T04:36:20+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/how-to-opt-out-of-hunts-risky-plans-for-your-pension/</loc>
		<lastmod>2023-07-14T04:36:20+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/double-or-quits-valuing-wall-street/</loc>
		<lastmod>2023-07-14T04:36:20+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/wealthy-collectors-seem-undeterred-by-global-turmoil/</loc>
		<lastmod>2023-07-14T04:36:20+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/14/uk-banks-improve-rates-for-savers-after-fca-meeting/</loc>
		<lastmod>2023-07-14T14:41:11+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/07/14/uk-renters-5-times-more-likely-to-struggle-financially-than-homeowners/</loc>
		<lastmod>2023-07-14T14:41:11+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/it-pays-to-open-up-about-mortgage-pain/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/investors-should-seek-smarts-on-sums-of-the-parts/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/investors-chronicle-begbies-traynor-trifast-loungers/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/14/wealthy-uk-borrowers-face-interest-only-mortgage-payment-shock/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/17/sunak-to-crack-down-on-poor-quality-university-courses/</loc>
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		<lastmod>2023-07-17T05:17:54+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/18/am-i-paying-too-much-for-insurance/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/18/what-can-i-do-to-protect-my-digital-files-after-death/</loc>
		<lastmod>2023-07-18T04:40:25+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/18/some-people-need-to-be-nudged-into-saving/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/18/insurer-just-groups-sales-double-as-corporate-pension-deals-surge/</loc>
		<lastmod>2023-07-18T08:23:27+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/26/a-middle-way-to-protect-your-portfolio-from-inflation/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/26/greek-wildfires-and-your-holiday-rights/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/26/hsbc-becomes-first-big-uk-lender-to-cut-mortgage-rates/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/26/uk-government-receives-record-5-76bn-in-inheritance-tax/</loc>
		<lastmod>2023-07-26T20:18:21+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/26/should-i-pass-my-rental-properties-to-my-children/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/27/freelancers-face-big-rise-in-penalties-for-late-tax-instalments/</loc>
		<lastmod>2023-07-27T04:06:41+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/27/three-of-the-uks-largest-lenders-cut-mortgage-rates/</loc>
		<lastmod>2023-07-27T14:32:35+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/28/help-me-doctor-im-selling-the-us-and-buying-asia/</loc>
		<lastmod>2023-07-28T04:18:56+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/28/esg-put-to-the-test-in-a-high-inflation-world/</loc>
		<lastmod>2023-07-28T04:18:57+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/28/what-next-for-uk-house-prices/</loc>
		<lastmod>2023-07-28T04:18:57+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/28/rich-peoples-problems-is-sports-coaching-worth-the-money/</loc>
		<lastmod>2023-07-28T04:18:57+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/28/fixed-income-gilty-pleasures-shine-as-bonds-return-for-investors/</loc>
		<lastmod>2023-07-28T04:18:57+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/28/falling-mortgage-rates-usher-borrowers-towards-shorter-term-deals/</loc>
		<lastmod>2023-07-28T16:06:41+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/29/heavy-credit-card-users-are-key-in-the-feds-inflation-battle/</loc>
		<lastmod>2023-07-29T09:19:45+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/30/universities-demand-more-help-for-poorest-students-in-england/</loc>
		<lastmod>2023-07-30T22:05:57+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/31/these-superfund-zombies-wont-take-over-the-pensions-market/</loc>
		<lastmod>2023-07-31T04:04:49+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/07/31/uk-mortgage-approvals-rise-unexpectedly/</loc>
		<lastmod>2023-07-31T10:36:06+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/01/the-financial-advice-wed-give-to-barbie/</loc>
		<lastmod>2023-08-01T04:45:24+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/01/three-large-uk-lenders-cut-mortgage-rates-as-inflation-outlook-improves/</loc>
		<lastmod>2023-08-01T14:10:42+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/02/will-the-seller-leave-all-the-fixtures-and-fittings-in-my-new-house/</loc>
		<lastmod>2023-08-02T04:17:15+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/02/taylor-wimpey-says-buyers-taking-on-longer-term-mortgages/</loc>
		<lastmod>2023-08-02T11:06:01+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/03/hmrc-under-fire-from-small-businesses-over-cuts-to-phone-services/</loc>
		<lastmod>2023-08-03T05:43:40+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/03/do-you-have-a-plan-for-your-retirement-money/</loc>
		<lastmod>2023-08-03T05:43:40+00:00</lastmod>
	</url>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/03/listening-to-investments-old-bears-can-have-grisly-consequences/</loc>
		<lastmod>2023-08-03T05:43:40+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/08/04/grandparents-give-the-gift-of-investment-education/</loc>
		<lastmod>2023-08-04T05:28:54+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/08/04/are-us-stocks-bulls-right-to-be-so-optimistic/</loc>
		<lastmod>2023-08-04T05:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/08/04/cash-buyers-hold-trump-cards-in-prime-uk-property-market/</loc>
		<lastmod>2023-08-04T13:09:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/08/04/directors-deals-qinetiq-chief-secures-1mn-from-share-sale/</loc>
		<lastmod>2023-08-04T18:27:28+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/04/investors-chronicle-keller-group-travis-perkins-hsbc/</loc>
		<lastmod>2023-08-04T18:27:29+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/08/04/lenders-cut-mortgage-rates-despite-latest-boe-rate-rise/</loc>
		<lastmod>2023-08-04T20:04:20+00:00</lastmod>
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	<url>
		<loc>https://www.themortgage-mark.co.uk/2023/08/05/home-equity-loans-make-a-comeback-in-the-us/</loc>
		<lastmod>2023-08-05T04:06:42+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/07/private-equity-firms-offer-sweeteners-to-lure-reluctant-investors/</loc>
		<lastmod>2023-08-07T06:18:08+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/07/uk-house-prices-fall-for-fourth-consecutive-month/</loc>
		<lastmod>2023-08-07T10:34:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/07/lsl-property-services-issues-profit-warning-on-mortgage-market-woes/</loc>
		<lastmod>2023-08-07T10:34:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/08/the-high-cost-of-being-a-wedding-guest/</loc>
		<lastmod>2023-08-08T04:20:14+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/08/investment-trusts-pin-hopes-on-recovering-dividends/</loc>
		<lastmod>2023-08-08T15:07:00+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/09/can-i-be-a-trustee-if-im-the-main-beneficiary/</loc>
		<lastmod>2023-08-09T05:06:27+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/09/quilter-introduces-cash-hub-on-advice-platform/</loc>
		<lastmod>2023-08-09T12:15:32+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/09/three-large-uk-lenders-cut-mortgage-rates/</loc>
		<lastmod>2023-08-09T12:15:35+00:00</lastmod>
	</url>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/10/uk-property-survey-shows-falling-sales-and-frenetic-rental-market/</loc>
		<lastmod>2023-08-09T23:06:49+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/10/etfs-evolve-in-the-active-investing-space/</loc>
		<lastmod>2023-08-10T04:40:53+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/10/deposits-at-uks-four-biggest-banks-fall-by-80bn/</loc>
		<lastmod>2023-08-10T04:40:54+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/11/what-can-we-learn-from-the-uks-11mn-pension-saver/</loc>
		<lastmod>2023-08-11T04:47:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/11/loan-fee-fraud-hits-families-as-cost-of-living-bites/</loc>
		<lastmod>2023-08-11T04:47:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/11/race-to-refit-britains-rented-homes-loses-momentum/</loc>
		<lastmod>2023-08-11T04:47:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/11/send-us-your-pension-questions/</loc>
		<lastmod>2023-08-11T04:47:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/11/how-to-help-children-pay-for-university/</loc>
		<lastmod>2023-08-11T04:47:55+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/11/soft-commodities-orange-juice-squeezed-by-extreme-weather/</loc>
		<lastmod>2023-08-11T11:16:58+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/11/the-price-of-saying-i-dont-to-a-friends-wedding/</loc>
		<lastmod>2023-08-11T14:07:15+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/11/directors-deals-segro-chair-increases-his-stake/</loc>
		<lastmod>2023-08-11T18:04:11+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/13/ices-12bn-mortgage-tech-deal-builds-heft-in-us-home-loans/</loc>
		<lastmod>2023-08-13T05:04:11+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/15/uk-lenders-bet-on-inflation-falling-with-mortgage-rate-cuts/</loc>
		<lastmod>2023-08-15T19:52:39+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/15/money-clinic-introduces-unhedged-china-slows-down/</loc>
		<lastmod>2023-08-15T21:00:10+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/16/my-first-million-aron-gelbard-co-founder-of-bloom-wild/</loc>
		<lastmod>2023-08-16T06:04:52+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/16/the-controversy-around-share-buybacks/</loc>
		<lastmod>2023-08-16T06:04:52+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/16/can-i-avoid-a-family-rift-over-probate/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/17/beware-of-wealth-managers-quoting-data/</loc>
		<lastmod>2023-08-17T04:53:34+00:00</lastmod>
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		<lastmod>2023-08-18T04:05:10+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/18/creditors-in-ponzi-like-scheme-face-losing-millions/</loc>
		<lastmod>2023-08-18T11:55:29+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/18/investing-in-japan-a-triumph-of-hope-over-experience/</loc>
		<lastmod>2023-08-18T13:13:53+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/18/admiral-motor-insurance-rising-premiums-set-the-course-for-better-profits/</loc>
		<lastmod>2023-08-18T15:06:19+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/21/asking-prices-for-uk-homes-suffer-sharpest-august-drop-since-2018/</loc>
		<lastmod>2023-08-21T00:19:14+00:00</lastmod>
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		<lastmod>2023-08-22T04:13:40+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/22/nsi-increases-green-bonds-interest-rate-to-5-7/</loc>
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		<lastmod>2023-08-23T05:53:23+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/23/us-student-loans-consumer-groups-prep-for-a-mortar-boarding/</loc>
		<lastmod>2023-08-23T11:35:22+00:00</lastmod>
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		<lastmod>2023-08-23T11:35:22+00:00</lastmod>
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		<lastmod>2023-08-23T20:11:52+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/23/better-over-hyped-spac-deal-has-shaky-foundations/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/24/downfall-of-once-mighty-gars-fund-offers-investors-lessons/</loc>
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		<lastmod>2023-08-24T13:19:15+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/25/annuity-sales-jump-on-high-interest-rates/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/25/if-the-uk-stock-market-is-cheap-why-doesnt-it-go-up/</loc>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/25/rich-peoples-problems-life-insurance-id-rather-spend-the-cash-on-fizz/</loc>
		<lastmod>2023-08-25T05:07:49+00:00</lastmod>
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		<lastmod>2023-08-31T04:54:08+00:00</lastmod>
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		<loc>https://www.themortgage-mark.co.uk/2023/08/31/would-an-annuity-work-for-you/</loc>
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